Reader’s Question: Is there any way to get an auto insurance quote without having my parents credit checked in Seattle WA? Olive Seattle, WA   Not all insurance companies check credit when an individual buys car insurance so you may be able to find one in Seattle that would not check your parent’s credit record [...]

Reader’s Question: If I become a motorist under my parent’s insurance policy in Seattle, is there any way that I can be excluded privately as a driver on the policy so that for if I got involve in an accident or received a ticket, it wouldn’t make their insurance rates go up? Parker Seattle, WA [...]

Reader’s Question: I am wondering, if my vehicle did not have auto insurance in Seattle, WA can a friend drive my vehicle with her insurance and her car insurance cover my vehicle? Sam Seattle, WA I dont think it is not a good idea to allow anyone drive your car if you do not have [...]

Reader’s Question: Is a comprehensive insurance coverage more advisable than a third party liability? I’ve talked to quite a few car insurance agents here in Seattle, Washington, and they just fogged up my mind. Linda Seattle, WA Hi there Linda of Seattle, Washington. That’s a very nice question. And quite difficult to answer, too. As [...]

Reader’s Question: What does the car insurance cover me for exactly? I got my insurance in Seattle and I also want to know, does it cover any person who drives the vehicle or only the owner of the vehicle? Jane Seattle, WA Auto insurance is supposed to protect a person from financial loss. Your insurance [...]

Reader’s Question: If my car gets “totaled,” what are my options? By the way, I got my insurance in Seattle, Washington. Cynthia Seattle, WA Hi, Cynthia! Basically, a car is “totaled” when it is so damaged that it would cost more to fix it than what it’s actually worth. Generally, over 50% damage will do [...]

Reader’s Question: I was driving in Seattle Washington using a friend’s car, which has an insurance, when a law enforcing officer asked me to pull over because I was running a red light. Because of this, I received a fine but me as a driver without an insurance was not mentioned. Will the incident affect [...]

Reader’s Question: I received a ticket recently for speeding, and the law enforcement officer said that it will not go on my driving record. But I would like to know if my car insurance company in Seattle Washington will find out about it? Pat Seattle WA Seattle Car insurance companies will only find out about [...]

Reader’s Question: What will happen if I do not declare my traffic offenses when I am buying/shopping for car insurance quotes in Seattle Washington? Carter Seattle, WA When filling out an insurance application or shopping for insurance quotes in Seattle Washington you should always provide complete and accurate information possible. If the insurance provider asks [...]

Reader’s Question: What factors to check when choosing an automobile insurance company in Seattle? George Seattle WA   You are right in scrutinizing an automobile insurance company in Seattle. Some people never bother checking the background of their insurance providers as long as they get a very cheap insurance premium, which can be a problem [...]