SR-22 Question Seattle Washington WA
Reader’s Question:
What is and SR-22? When should a driver carry an SR-22 as well?
Jim
Seattle, WA
Hi there, Jim.
Regardless of where you live in the U.S., you are required by law to have auto insurance in your vehicle wherever you go. For high risk drivers however, SR-22 is required too.
To answer your question, SR-22 is a form that proves you have auto insurance and is a requirement by state laws for drivers who are a high risk. I can give you a few reasons why you might need to have an SR-22 form. You are required to carry SR-22 if you’ve been convicted of DUI (driving under the influence/drunk driving), you have a lot of highway moving infraction points in a short period of time, you’ve been labeled as a habitual traffic offender, and you’ve caused an accident and you didn’t have any insurance.
Remember too that high risk offenders of moving violations and collisions are required to have SR-22 insurance and an SR-22 form with their insurance information. These regulations regarding SR-22 drivers vary from one state to another but most commonly, high-risk drivers have to carry SR-22 insurance for at least three years.
For one who is required to carry an SR-22 form, it might be difficult to find insurance from an insurance company for your vehicle. Still, there are more insurance companies who are now willing to sell insurance to high risk drivers who have an SR-22 status.
Auto Insurance Question Seattle Washington WA
Reader’s Question:
I just moved to Seattle and my auto insurance which I got from Chicago just expired. Am just too busy these days and I couldn’t make an appointment with an insurer. Can I go without auto insurance for a couple of weeks in Washington?
Dindo
Seattle,WA
Hello there, Dindo.
You are actually asking about legalities of going without any auto insurance and driving around in Washington. I know that many people might think that going without car insurance is something that they can do. Most often than not, people do not get auto insurance because they do not want to pay for it. In your case, since it is your schedule that’s hindering you, it cannot be any different when it comes to encountering some risks on the road since it will be more expensive if you get into a car accident. I think you better prioritize your auto insurance in Seattle for now.
I just want you to know that driving without auto insurance is more stressful for me than anything. I know for a fact that there will be many more costs that you will have to pay if you encounter any accident while you are driving without auto insurance in Seattle. You will not only burden for your own damages but also for the other car as well – regardless of who is at fault.
Aside from that, you will be breaking the law of Seattle Washington since you drive your car without the right type of insurance for your car. I hope you call a local auto insurance agent in Seattle so you can get one. You can also spend at least 15 minutes of your time online to start shopping for free quotes.
SR-22 Car Insurance Seattle Washington
Reader’s Question:
How long do you have to carry SR22 insurance in Seattle Washington?
Tanya
Seattle, WA
The usual time that a motorist is required to carry an SR-22 is three years in Seattle, Washington (WA). The reason that you are required to get the SR-22 may change the amount of time you are required to maintain it though.
You can be required by this state to get a SR22 for different reasons from a driver’s license suspension reinstatement due to a DUI or a second or subsequent offense of leaving a child unattended in a running vehicle, accident without insurance , to name a few.
In Seattle WA when you are eligible to reinstate your driver license, typically you must file future proof of financial responsibility, also known as an SR-22, for 3 years from the date you are eligible to restore your driver license for that incident.
If you are required by Washington State to file a SR-22 then you may call the DMV to find out how long your specific situation requires you to maintain this certificate of insurance as part of your policy.
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