Auto Insurance Coverage Seattle WA

Reader’s Question:

I am giving permission to my brother use my vehicle until he gets a new car. The car will stay registered to me in Seattle but can he use his own auto insurance to cover him driving my car?

Gene

Seattle, WA

For most insurance providers your brother would not be able to transfer his insurance coverage to your car because he had no insurable interest in the car. We have one insurance provider that will permit your brother to purchase coverage on your car as long as you are listed on the auto insurance policy.

There are some insurers in Seattle that do not require the car owner to be the policy holder or be on the policy as a motorist.

I suggest that you continue to insure the car on your auto insurance policy with your brother listed as a motorist on the policy. Additionally, you should inform your auto insurance agent that your brother will be driving the vehicle on a regular basis. If your brother wants to purchase an insurance policy, I suggest that you are listed on that policy.

 

Tags: advice, auto insurance, autos