I was told that I need to get an SR22 insurance in Seattle. Now, I do not know what that is and why I need it. Can you please enlighten me a bit. I live in Seattle WA. Do you have to have it for a DUI or DWI charge?
If there is one investment that should be considered as important by all motorists in Seattle and in Washington, then that would be the different forms of car insurances. The need for insurance should be higher for those considered as high-risk drivers as categorized by the state’s Department of Motor Vehicles.
There are many types of insurances, and one of those is the SR22 Insurance , which is not exactly a form of coverage. This is referred to as the Financial Responsibility Form that is issued by an insurance provider.
This is an important document in a sense that this is the form presented to the DMV, telling the agency that the driver has insurance coverage.
The company who has filed for the SR22 insurance in Seattle is also responsible for updating the clients insurance status. If the insurance is active, there is no need to report it to the DMV.
But if it lapses or is canceled, the agency has to know. A convicted driver is being monitored by the agency. Without an active insurance, This license could be canceled permanently. Not every driver has to have an SR22 Seattle; only those who have been convicted of serious driving offenses, like driving under the influence.
Other offenses that would result to a conviction and the filing of the SR22 insurance in Seattle are driving while intoxicated DUI DWI, driving without an active license, driving without a vehicle insurance, or inability to show proof of insurance when asked by a traffic officer during a routine stop.
Other circumstances could warrant the filing of this form, depending on the discretion of the court. Vehicle insurances are very important and must be complied with to prevent financial liabilities.